Top 10 Most Popular 55+ Communities in Florida for Canadian Snowbirds

Florida is the ultimate destination for Canadian snowbirds, offering warm weather, a variety of activities, and a relaxed lifestyle. For snowbirds, Florida’s 55+ communities provide an ideal environment to enjoy retirement, meet like-minded individuals, and engage in numerous social and recreational activities. Here’s a look at the the top 10 most popular 55+ communities in Florida, focusing on their amenities, fees, locations, real estate options, and the presence of Canadian owners.

Location: Central Florida, near Ocala

The Villages is often touted as the largest and most popular 55+ community in the world. Located in Central Florida, this sprawling community covers three counties (Sumter, Lake, and Marion) and offers residents a unique, all-inclusive lifestyle.

Amenities:

The Villages is famous for its extensive list of amenities, which include:

• Over 50 Golf Courses: These range from championship courses to executive courses, catering to all skill levels.
• 100+ Recreation Centers: These centers offer everything from swimming pools and fitness classes to arts and crafts studios.
• Town Squares: Each of the three town squares (Spanish Springs, Lake Sumter Landing, and Brownwood) features live music, restaurants, shops, and movie theaters.
• Clubs and Activities: With over 3,000 clubs, residents can join groups focused on hobbies, sports, and social interests.
• Medical Facilities: The community is well-equipped with healthcare facilities, including The Villages Regional Hospital and various specialty clinics.

Fees:

Residents pay a monthly amenity fee of approximately $165, which covers access to recreation centers, golf courses (excluding championship courses), and other amenities. Additionally, there are neighborhood HOA fees, which vary depending on the type of property and location within The Villages.

Real Estate Options:

The Villages offers a wide variety of housing options, including:

• Villas: These are smaller homes that are perfect for those looking for low-maintenance living.
• Cottages and Ranch Homes: These are mid-sized homes that are ideal for retirees seeking a balance between space and affordability.
• Premier Homes: These are larger, more luxurious homes located in the most prestigious neighborhoods.

Real Estate Prices:

• Villas: Starting from $200,000.
• Cottages and Ranch Homes: Between $300,000 and $600,000.
• Premier Homes: Prices can exceed $1 million.

Canadian Owners:

The Villages is a hotspot for Canadian snowbirds, with an estimated 2,000-3,000 Canadian homeowners. The community’s active lifestyle and numerous amenities make it a popular choice for those looking to escape the harsh Canadian winters.

Location: Ocala, Central Florida

On Top of the World is a large, gated community located in Ocala, Florida. Known for its affordability and wide range of amenities, it’s a popular choice among Canadian retirees.

Amenities:

• Golf Courses: Three 18-hole golf courses, including one that’s exclusive to residents.
• Recreation Centers: Several centers with swimming pools, fitness centers, tennis courts, pickleball courts, and more.
• Circle Square Cultural Center: A venue for concerts, theatrical performances, and other events.
• Clubs and Activities: Over 175 clubs focused on hobbies, sports, and social activities.
• Outdoor Activities: Walking and biking trails, dog parks, and an R/C airplane field.

Fees:

HOA fees range from $350 to $450 per month, depending on the neighborhood and amenities. This fee includes maintenance of common areas, security, and access to the recreation centers.

Real Estate Options:

• Single-Family Homes: Various floor plans are available, including both new construction and resale homes.
• Attached Villas: These are smaller, low-maintenance homes ideal for retirees.

Real Estate Prices:

• Single-Family Homes: Prices typically range from $175,000 to $500,000.
• Attached Villas: Starting from $150,000.

Canadian Owners:

On Top of the World is particularly attractive to Canadians due to its affordability and active lifestyle. The community has a growing population of Canadian snowbirds, who are drawn to its welcoming atmosphere and extensive amenities.

Location: South of Tampa, near Sarasota

Sun City Center is one of Florida’s original retirement communities, offering a laid-back lifestyle in a well-established setting. It’s located just south of Tampa, providing easy access to the Gulf Coast’s beaches and cultural attractions.

Amenities:

• Golf Courses: Six golf courses, including both public and private options.
• Recreation Centers: These include swimming pools, fitness centers, arts and crafts studios, and a theater.
• Clubs and Activities: Over 200 clubs cater to a wide range of interests, from gardening to dance.
• Medical Facilities: Sun City Center has its own hospital, as well as numerous medical offices and clinics.

Fees:

Residents pay an annual HOA fee of about $300, plus an additional amenities fee of $150 per month.

Real Estate Options:

• Single-Family Homes: These range from smaller, affordable homes to larger, more luxurious properties.
• Duplexes and Condos: These are ideal for those seeking a low-maintenance lifestyle.

Real Estate Prices:

• Condos and Duplexes: Starting from $100,000.
• Single-Family Homes: Ranging from $150,000 to $400,000+.

Canadian Owners:

Sun City Center has a growing population of Canadian snowbirds, many of whom are attracted by the community’s affordable living, proximity to Tampa Bay, and extensive amenities.

Location: Kissimmee, Central Florida

Solivita is a master-planned, gated community located in Kissimmee, near Orlando. It’s known for its resort-style amenities and active adult lifestyle, making it a favorite among Canadian retirees.

Amenities:

• Golf Courses: Two 18-hole championship golf courses.
• Recreation Centers: Multiple centers with swimming pools, fitness centers, tennis courts, and pickleball courts.
• Village Center: The heart of the community, featuring restaurants, shops, and a spa.
• Clubs and Activities: Over 150 clubs focused on a variety of interests.
• Outdoor Activities: Walking trails, lakes, and fishing.

Fees:

HOA fees are approximately $365 per month, covering maintenance, security, and access to the amenities.

Real Estate Options:

• Single-Family Homes: These homes come in a variety of sizes and styles, ranging from smaller, more affordable homes to larger, luxurious models.
• Villas: These are smaller, low-maintenance homes ideal for retirees.

Real Estate Prices:

• Villas: Starting from $200,000.
• Single-Family Homes: Ranging from $250,000 to $600,000.

Canadian Owners:

Solivita has a strong Canadian presence, with many Canadians drawn to its proximity to Orlando and its resort-style amenities. The community is particularly popular among snowbirds who enjoy an active, social lifestyle.

Location: Daytona Beach

Latitude Margaritaville is a newer community inspired by the laid-back lifestyle of musician Jimmy Buffett. Located in Daytona Beach, this community offers a unique blend of fun, relaxation, and social activities.

Amenities:

• Resort-Style Pool: The community’s centerpiece, featuring cabanas, tiki huts, and a swim-up bar.
• Fitness Center: A state-of-the-art facility with classes and personal training.
• Sports Courts: Tennis and pickleball courts.
• Town Center: Featuring restaurants, shops, and live entertainment.
• Private Beach Club: Exclusive access to a beachfront club on the Atlantic Ocean.

Fees:

HOA fees are approximately $250 per month, which includes lawn maintenance and access to all community amenities.

Real Estate Options:

• Single-Family Homes: Homes are designed with a coastal theme, offering a variety of floor plans and sizes.
• Villas: These are smaller, attached homes with open floor plans.

Real Estate Prices:

• Villas: Starting from $300,000.
• Single-Family Homes: Ranging from $350,000 to $600,000.

Canadian Owners:

Latitude Margaritaville is rapidly becoming a popular choice among Canadian snowbirds, especially those looking for a fun, active community with a tropical vibe. The community’s unique lifestyle offerings make it a standout option in the Florida market.

Location: Fort Myers, Southwest Florida

Pelican Preserve is a gated, master-planned community located in Fort Myers, known for its beautiful setting and extensive amenities. It’s a popular choice among snowbirds who enjoy golf, nature, and a vibrant social scene.

Amenities:

• Golf Course: A 27-hole championship golf course.
• Recreation Centers: Multiple centers with swimming pools, fitness classes, arts and crafts studios, and more.
• Nature Preserve: A 38-acre preserve with walking trails and birdwatching opportunities.
• Clubs and Activities: Dozens of clubs and activities cater to a variety of interests, including arts, crafts, fitness, and social gatherings. The community also offers a movie theater, spa services, and various dining options, ensuring that residents have everything they need within the community.

Fees:

Pelican Preserve residents pay an HOA fee of approximately $325 per month. This fee covers the maintenance of common areas, security, and access to the extensive amenities offered by the community. Additionally, there may be separate membership fees for golf and other premium amenities.

Real Estate Options:

Pelican Preserve offers a wide range of real estate options to suit different preferences and budgets:

• Condos: Ideal for those seeking a low-maintenance lifestyle, these units typically feature 2-3 bedrooms and are perfect for seasonal living.
• Attached Villas: These homes provide more space and privacy than condos while still offering a maintenance-free lifestyle.
• Single-Family Homes: Ranging from modest to luxurious, these homes are available in various sizes and styles, catering to both year-round residents and snowbirds.

Real Estate Prices:

• Condos: Prices start around $200,000.
• Attached Villas: Typically priced between $250,000 and $400,000.
• Single-Family Homes: Prices range from $300,000 to over $700,000 for larger, premium homes.

Canadian Owners:

Pelican Preserve is highly favored by Canadian snowbirds, thanks to its resort-like amenities and beautiful natural surroundings. The community’s Fort Myers location is also a draw, offering easy access to Gulf Coast beaches, shopping, dining, and cultural attractions. Many Canadians find Pelican Preserve to be an ideal winter retreat, with a strong sense of community and plenty of opportunities for social interaction.

Location: Leesburg, Central Florida

The Plantation at Leesburg is an active adult community located in Leesburg, just northwest of Orlando. Known for its affordable living and friendly atmosphere, this community is a favorite among retirees looking for a relaxed, yet active, lifestyle.

Amenities:

• Golf Courses: The Plantation boasts two 18-hole championship golf courses, as well as a driving range and putting greens.
• Clubhouses: Three large clubhouses serve as the social hubs of the community, offering swimming pools, fitness centers, meeting rooms, and arts and crafts studios.
• Outdoor Activities: Residents can enjoy tennis, pickleball, bocce ball, and shuffleboard courts, as well as numerous walking and biking trails.
• Clubs and Activities: With over 100 clubs and social groups, residents have ample opportunities to pursue hobbies, learn new skills, and make friends.

Fees:

HOA fees at The Plantation are relatively low, at around $100 per month. Additionally, residents can opt to pay an amenities fee of approximately $85 per month, which provides access to the community’s recreational facilities and activities.

Real Estate Options:

The Plantation offers a variety of real estate options, including:

• Single-Family Homes: These homes come in a range of sizes, from cozy two-bedroom cottages to spacious three-bedroom homes with golf course views.
• Manufactured Homes: A more affordable option, these homes are ideal for those looking for a low-maintenance lifestyle.

Real Estate Prices:

• Manufactured Homes: Starting from $150,000.
• Single-Family Homes: Prices range from $175,000 to $350,000, depending on size and location.

Canadian Owners:

The Plantation at Leesburg is a popular choice among Canadian snowbirds seeking a budget-friendly community with a welcoming atmosphere. The community’s central location makes it easy to explore the Orlando area’s attractions while enjoying a peaceful, suburban setting. Canadian residents appreciate the affordability and active lifestyle offered by The Plantation.

Location: Wimauma, near Tampa

Valencia Lakes is a luxurious 55+ community located in Wimauma, just south of Tampa. Developed by GL Homes, this community is known for its high-end amenities and beautifully designed homes, making it a top choice for retirees seeking a resort-style living experience.

Amenities:

• Clubhouse: The 40,000-square-foot clubhouse is the centerpiece of the community, featuring a resort-style pool, fitness center, spa, card rooms, billiards, and a café.
• Sports and Recreation: Residents can enjoy tennis courts, pickleball courts, bocce ball courts, and a softball field. There’s also a walking and biking trail that winds through the community.
• Social Clubs: Valencia Lakes offers a wide variety of clubs and interest groups, including arts and crafts, fitness classes, dance clubs, and more.
• Outdoor Activities: The community is designed with lush landscaping, lakes, and walking trails, providing a scenic backdrop for outdoor activities.

Fees:

HOA fees at Valencia Lakes are approximately $400 per month. This fee includes lawn maintenance, security, and access to all community amenities. Some additional fees may apply for certain activities and services, such as the spa.

Real Estate Options:

Valencia Lakes offers a range of luxurious homes, including:

• Single-Family Homes: These homes are available in various sizes and styles, with modern, open floor plans and high-end finishes.
• Villas: Attached homes that offer a maintenance-free lifestyle with all the comforts of a single-family home.

Real Estate Prices:

• Villas: Prices start around $350,000.
• Single-Family Homes: Ranging from $400,000 to $700,000, depending on size and location.

Canadian Owners:

Valencia Lakes has become a sought-after destination for Canadian snowbirds, particularly those looking for a more upscale lifestyle. The community’s proximity to Tampa, along with its luxurious amenities, makes it an attractive option for retirees who want both relaxation and convenience.

Location: Summerfield, near The Villages

Stonecrest is a gated, 55+ community located in Summerfield, just north of The Villages. Known for its smaller size and more intimate setting, Stonecrest offers a quieter alternative to its larger neighbor while still providing a wide range of amenities.

Amenities:

• Golf Courses: Stonecrest features four golf courses, including both executive and championship options.
• Clubhouse: The community clubhouse offers swimming pools, fitness centers, a library, and meeting rooms for clubs and activities.
• Outdoor Recreation: Residents can enjoy tennis, pickleball, bocce ball, and shuffleboard courts, as well as walking and biking trails.
• Social Clubs: Stonecrest offers a variety of clubs and social activities, ranging from arts and crafts to dance and fitness.

Fees:

HOA fees at Stonecrest are about $115 per month, which covers maintenance of common areas and security. An additional amenities fee of approximately $100 per month provides access to the community’s recreational facilities and activities.

Real Estate Options:

Stonecrest offers a range of housing options, including:

• Single-Family Homes: These homes are available in various sizes and styles, with floor plans designed for comfortable living.
• New Construction Homes: For those looking to customize their home, Stonecrest also offers new construction options.

Real Estate Prices:

• Single-Family Homes: Prices range from $200,000 to $500,000, depending on size and location.

Canadian Owners:

Stonecrest is popular among Canadian snowbirds who prefer a more intimate community with a slower pace of life compared to larger developments like The Villages. The community’s proximity to The Villages allows residents to enjoy its amenities and activities while returning to the quieter atmosphere of Stonecrest.

Location: Ave Maria, near Naples

Del Webb Naples is a master-planned, 55+ community located in Ave Maria, just east of Naples. Known for its luxurious amenities and beautifully designed homes, Del Webb Naples is a top choice for retirees seeking an upscale lifestyle in a vibrant community.

Amenities:

• Golf Course: The Panther Run Golf Club is an 18-hole championship course designed by Gordon Lewis, offering a challenging and scenic experience for golfers of all skill levels.
• Clubhouse: The Oasis Club is the heart of the community, featuring a resort-style pool, fitness center, tennis courts, pickleball courts, and a full-service spa.
• Town Center: Del Webb Naples is part of the larger Ave Maria community, which includes a town center with restaurants, shops, and entertainment options.
• Social Clubs: The community offers a variety of clubs and activities, ranging from arts and crafts to fitness classes and social events.

Fees:

HOA fees at Del Webb Naples are approximately $350 per month, covering maintenance of common areas, security, and access to the community’s amenities. There may also be additional fees for golf and other premium services.

Real Estate Options:

Del Webb Naples offers a variety of real estate options, including:

• Single-Family Homes: These homes are available in a range of sizes and styles, with open floor plans and modern finishes.
• Attached Villas: Ideal for those seeking a low-maintenance lifestyle, these homes offer the benefits of single-family living with less upkeep.

Real Estate Prices:

• Attached Villas: Prices start around $250,000.
• Single-Family Homes: Prices range from $300,000 to over $700,000, depending on size and location.

Canadian Owners:

Del Webb Naples is a popular choice among Canadian snowbirds, particularly those who enjoy a luxurious lifestyle close to the Gulf Coast. The community’s upscale amenities, combined with the charm of the Ave Maria town center, make it an attractive destination for retirees looking to enjoy the best of both worlds—resort-style living and easy access to a vibrant local culture. The close proximity to Naples and its beautiful beaches further enhances the appeal of Del Webb Naples for Canadian snowbirds who appreciate both relaxation and adventure.

Florida’s 55+ communities offer a wide variety of options for Canadian snowbirds, from affordable and friendly neighborhoods to luxurious, resort-style living environments. Each community brings something unique to the table, catering to different preferences, lifestyles, and budgets.

Here’s a quick recap of the top 10 most popular 55+ communities in Florida for Canadian snowbirds:

1. The Villages – A sprawling, all-inclusive community with endless amenities and a large Canadian population.
2. On Top of the World – Affordable living with extensive amenities and a strong sense of community.
3. Sun City Center – A well-established, centrally located community with a relaxed atmosphere and a variety of home options.
4. Solivita – A resort-style community near Orlando, known for its active lifestyle and beautiful homes.
5. Latitude Margaritaville – A fun, tropical-themed community offering a laid-back lifestyle in Daytona Beach.
6. Pelican Preserve – A picturesque community in Fort Myers with a focus on golf, nature, and social activities.
7. The Plantation at Leesburg – A budget-friendly community in Leesburg with a welcoming atmosphere and plenty of activities.
8. Valencia Lakes – A luxurious community near Tampa offering high-end amenities and a vibrant social scene.
9. Stonecrest – A smaller, more intimate community near The Villages, perfect for those seeking a quieter lifestyle.
10. Del Webb Naples – An upscale community in Ave Maria, known for its luxurious amenities and proximity to Naples and the Gulf Coast.

Tips for Canadian Snowbirds Considering a Move to a Florida 55+ Community

• Research Each Community Thoroughly: Before making any decisions, it’s important to visit the communities you’re interested in and spend some time exploring the area. Many communities offer “Stay & Play” packages, allowing you to experience the lifestyle firsthand.
• Consider Your Budget: Florida offers a wide range of 55+ communities, so it’s important to find one that fits your financial situation. Consider not only the cost of the home but also the ongoing HOA fees, amenities fees, and any additional costs associated with living in the community.
• Think About Proximity to Family and Friends: If you plan to spend several months in Florida each year, consider how easy it will be for family and friends to visit. Proximity to airports, major highways, and popular tourist destinations can make a big difference.
• Understand the Homeownership Process: As a Canadian purchasing property in the U.S., it’s important to understand the legal and financial aspects of homeownership. This includes property taxes, insurance, and any visa or residency requirements.
• Get Involved: One of the biggest benefits of living in a 55+ community is the social aspect. Take advantage of the clubs, activities, and events offered in your community to meet new people and make the most of your time in Florida.

Final Thoughts

Florida’s 55+ communities are some of the best places for Canadian snowbirds to escape the winter and enjoy an active, fulfilling lifestyle. Whether you’re looking for a quiet, intimate setting or a bustling community with endless amenities, there’s something for everyone in the Sunshine State. As you explore your options, consider what’s most important to you in a retirement community—be it affordability, location, amenities, or social opportunities—and you’re sure to find a place that feels like home.

This guide is just the beginning of your journey to finding the perfect Florida community for your snowbird lifestyle. By considering these top 10 communities, you’re already on your way to discovering a place where you can enjoy the best that Florida has to offer, year after year.